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High-Cost Medical Expense Reimbursement Application (Kyokai Kenpo)

Official title: 高額療養費支給申請

Handled by Japan Health Insurance Association (Kyokai Kenpo) (全国健康保険協会(協会けんぽ))

Information only, not legal advice. This page explains the official Japanese sources in English.

This is an application to receive a reimbursement for the portion of your out-of-pocket medical expenses that exceeded the monthly self-payment limit set by your health insurance. It is available to members of the Japan Health Insurance Association (Kyokai Kenpo) who have paid high medical costs in a single calendar month.

Who it is for

Insured persons covered by the Japan Health Insurance Association (Kyokai Kenpo), or their heirs if the insured person has passed away.

When it applies

Payment of medical expenses at a healthcare provider's counter that exceeds the monthly self-payment limit for the insured person's household (insured person and dependents).

Eligibility

Required documents

Deadline

2 years after the first day of the month following the month of medical treatment

Official wording: 診療月の翌月1日

How to submit

Where to submit

Japan Health Insurance Association (Kyokai Kenpo) prefectural branch office

The same procedure elsewhere

Which one applies depends on your insurer or where you live.

Official sources

Reviewed and published 5 October 2026. Official sources last checked 6 October 2026.